Today I had the appointment with at the headquarter of my HMO. Those of you who read my blog regularly know that I was going to have my broken front tooth replaced and will be getting partials for my missing teeth in the side-tooth area. Of course I could have paid for it completely out of my pocket, but that's not something I would be looking forward to with fun. And having a government run HMO has the benefirt that they take over a part of the cost every 6 years.
I had my appointment at 7.30 and got there about 15 minutes early. I sat down where they used to approve all the paperwork. But tunrs out that the've changed alot in the past decade. So I was asked to go to another area for the approval process. To my surprise there was no waiting in line. The guy looked at my paperwork looked up the rates and I was done with the entire approval process. This was actually very quick, unbureaucratic and painless.
So I will be getting a replacement for my broken upper front tooth, a crown over a tooth on my lower right jaw in 2 teeth on the right side and 1 tooth on the left side replaced. If I had to pay that in full out of my own pocket it would have cost me 2.200 bucks. But having gotten approval from my HMO it's only going to cost me 1.100 bucks...so that's quite a substantial savings. It's still a big chunk of cash, but much better than the version where I would have to pay for it full. And when I'm done with the dental procedure I will be able to chew properly again.
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